Acknowledgment

The customer hereby authorizes Truckee Meadows Habitat for Humanity to debit their bank account for all funds due to Truckee Meadows Habitat for Humanity, without regard to the source of such funds in the account. With respect to Automated Clearing House (ACH) settlement of transactions (i.e., electronic debits and credits to and from the customer's bank account), the customer hereby agrees to be bound by the terms of the operating rules of the National Automated Clearing House Association and authorizes Truckee Meadows Habitat for Humanity to initiate ACH debit or credit entries and adjustments to the bank account for all products and/or services provided.

Truckee Meadows Habitat for Humanity shall not be liable for any delays in receipt, debit, or disbursement of funds, or errors in account entries caused by third parties including, but not limited to, the Association or the bank. The customer shall not close the account without providing Truckee Meadows Habitat for Humanity with written notice of such closure and substitution of another account at least five (5) days prior. The customer shall be solely liable for all fees and costs associated with the account.

If Truckee Meadows Habitat for Humanity initiates ACH transactions to the customer's bank accounts, all parties agree to be bound by all terms of the most recently signed ACH agreement. In all cases, the customer shall ultimately be responsible for all funds due.